Dr. Craig Everett Featured in WalletHub Online Q&A

February 8, 2019  | 1 min read

Craig R. Everett, PhD, Assistant Professor of Finance and Director, Pepperdine Private Capital Markets Project, Pepperdine University, Graziadio Business School took part in an online Q&A with well-known financial media outlet WalletHub. Dr. Everett provided insights describing why unsecured credit cards for people with bad credit are so expensive, conditions in which an unsecured credit card may be o.k., the most important thing to look for in an unsecured cared and mistakes people with bad credit make when selecting a credit card. 

Dr. Everett offered important advice, including: "As long as you are ready to ALWAYS pay all your bills on-time from now on, it should only take a year for most people to increase their credit score enough to get a normal credit card with lower rates and fees" and "The biggest mistake that people make is not fully understanding all the fees prior to opening the account, especially any fees that kick in AFTER the introductory period."